Private Loans
Variable Rates: 3.99% - 12.99% APR3
Fixed Rates: 5.99% - 13.99% APR3
- Cover up to 100% of school-certified costs1
- Get a great rate with no fees
- 1% cash reward for good grades2
- 0.25% auto debit reward while enrolled in automatic payments2
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Discover’s lowest rates shown include an interest-only repayment discount and a 0.25% interest rate reduction for automatic payments.
See Important Disclosures1,2,3
Variable Rates: 3.94% - 11.19% APR1
Fixed Rates: 5.29% - 12.78% APR1
- Apply in 3 minutes - Get an instant decision
- Full, interest-only, flat, and deferred payment choices when in school
- 0.25% interest reduction for automatic payments while in school
- Zero application fees, origination fees, or prepayment fees
Variable Rates: 4.04% - 13.04% APR1
Fixed Rates: 5.81% - 14.87% APR1
- 1% Cash Back9 + 0.25% interest reduction for automatic payments
- Affordable rates, flexible plans - start payment after graduation
- Non-Cosigned option for eligible junior, senior & grad students
- Zero application fees, origination fees, or prepayment fees
Variable Rates: 4.37% - 11.23% APR2
Fixed Rates: 5.74% - 11.85% APR2
- Borrow up to 100% of the school-certified cost of attendance
- It takes about 15 minutes to apply and get a credit result
- Interest rate reduction available with auto debit
- No application, origination, disbursement, or prepayment fees2
Variable Rates: 4.12% - 13.13% APR2
Fixed Rates: 5.35% - 14.05% APR2
- Get your initial credit decision for the Custom Choice Loan® in as little as 10 minutes
- 2% principal reduction with proof of graduation1
- Up to 0.50% interest rate reduction for auto pay5
- No origination, application or prepayment fees
Variable Rates: 5.19% - 11.39% APR1
Fixed Rates: 6.03% - 12.29% APR1
- Full, interest-only, and deferred payment choices when in school
- 0.50% interest reduction for automatic payments while in school1
- Cosigner release after 48 months of consecutive on-time payments
- Zero application fees, origination fees, or prepayment fees