Private Loans Without a Cosigner

  • Cover up to 100% of school-certified costs1
  • Get a great rate with no fees
  • 1% cash reward for good grades2
  • Simple application - You could get a response in minutes

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Variable Rates: 3.99% - 12.99% APR3

Fixed Rates: 5.99% - 13.99% APR3

Discover’s lowest rates shown include an interest-only repayment discount and a 0.25% interest rate reduction for automatic payments.
  • Apply in about 15 minutes
  • Get an instant decision
  • No fees to apply
  • Rewards for paying on time

college ave testimonial
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Variable Rates: 3.00% - 10.01% APR

Fixed Rates: 5.74%​ - 11.85% APR

  • Apply in as little as 15 minutes
  • Preliminary decision within minutes of applying
  • No fees to apply
  • Take up to 15 years to repay

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Variable Rates: 3.99% - 11.03% APR*

Fixed Rates: 6.26%​ - 12.99% APR*

  • Apply in 3 minutes
  • Get an instant decision
  • No fees to apply
  • Easiest application of any provider

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Variable Rates: 3.22% - 9.89% APR2

Fixed Rates: 5.24%​ - 11.76% APR2