LendEDU is not a lender, does not broker loans to lenders or lending partners and does not make personal loans or credit decisions, but only matches you with lending partners that may extend an offer to you. All loan approval decisions and terms are determined by the lending partners at the time of your application with them. There is no guarantee that you will be approved for a loan or that you will qualify for the rates displayed. Reasonable efforts are made to compile and maintain accurate information. However all loan rates and terms, including APRs, are presented without warranty and are subject to change by the lending partners without notice. LendEDU may receive compensation from companies listed on its platform.